From the Book - Perigee trade pbk. ed.
Navigating the 401(k) minefield
Rules for all investments. The amazing story of Wan Ba-shi ; Small change can break the bank ; Passive is aggressive ; A simple strategy for superior returns ; Just because it quacks, it may not be a duck! ; "Hot" advice can give cold comfort ; "Hot" funds
and other fables ; Don't confuse activity with progress ; Risky behavior ; When bigger isn't better ; Lose the empty calories ; The simplest way to beat the "pros" ; Your biggest investment decision takes only fifteen minutes ; Simple investing is smart investing ; DFA's way (or the highway) ; Keep your balance by rebalancing
401(k) plans : rigged to rob your nest egg. Can you feel guilty without a conscience ; Knowledge is power ; So many fees, so little time ; Company stock : the nail in the 401(k) coffin ; If it's broken, fix it!
How to beat a rigged 401(k) system. Why fifteen is your magic number ; Smart investing in a dumb plan ; Beat a rigged system ; Cheat the cheaters with an IRA ; When cashing in is cashing out ; The trick to transferring company stock ; Can a fox advise the chickens? ; Beware of "financial professionals" bearing gifts ; It's so easy, the government did it! ; Evaluating your own 401(k) ; Lobbying for the 401(k) you deserve
The care and feeding of your IRA. The neglected IRA ; The nuts and bolts of IRAs ; Fall in love with the Roth IRA ; Want to leave your IRA to the USA?
403(b) plans and annuities : they make 401(k) plans look good! 403(b) plans : a national disgrace ; Looking for help in all the wrong places ; The annuity scam ; Feeding at the annuity trough ; Variable annuity rip-off ; Equity indexed annuities are inequitable ; Divorcing an annuity ; Standing up to Goliath and winning! ; Taking on the sacred cow ; Help is on the way ; Does a better past mean a better future?
Alternatives to traditional retirement plans. Deferred compensation plans for highly compensated employees : a good deal
for the securities industry! ; Immediate annuities : the good cousin ; Reaping your retirement benefits
The closing argument. A plea for change ; The journey's end ; Who says so?
Appendix A. Asset allocation questionnaire
Appendix B. Risk and return summary.
